Frequently Asked Questions

How do I apply for QDFC Credit?


Personal relationships are a critical component of our business, you may apply to QDFC by calling QDFC and setting up a meeting with our sales representative who will visit your place of business and walk you through our credit process.   Once you have provided all the required information our underwriting committee will meet and assess your account.  We aim to have a response to a credit application within 24 hours of submission.


What kind of inventory can I buy with QDFC?


We currently offer programs for pre-owned vehicles, trucks and SUV’s.  You can buy products from any source. We also allow you to refinance inventory that you are currently holding.


QDFC also offers additional programs to approved clients, check out our Products page for updates and our current offerings.


What do I need to apply?


Applications are always assessed on a case-by-case basis.


Prospective clients need to fill out a credit application to start the process, at a minimum our clients need to be licensed to sell vehicles in their jurisdiction, have a clean record with no complaints, proof of insurance coverage, a bank account and be able to provide business references on request.   Our underwriting process assesses a wide variety of information and additional information may be required depending on your particular circumstances.


Can I get funds the same day?


We try to process draw requests on the same day or next day, in some cases we may require additional information before we can advance on a vehicle.


Other questions?


Lets’ talk about it, doing business with us is a conversation, we want to understand where you are coming from.  Call us for an appointment today and we will be happy to address any of your concerns.


QDFC provides innovative solutions to stand-alone pre-owned vehicle dealers. We are committed to offering seamless, trouble free service. Our inventory solutions are tailored to your specific needs. Whether you have been in the business for decades or just starting out – give us a call today

What our clients say…

Had an overall great experience with QDFC and staff. As a business owner myself it was great to have such a wonderful customer experience as I did at QDFC. I would recommend them to anyone who asks. Thanks again Cheryl for your attitude and commitment to exceptional customer service that I received.
Southern Ontario Dealer – Customer since 2012,